Customer Privacy Notice
Why?
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- social security number and income
- account balances and payment history
- credit history and credit scores
How?
| Reasons we can share your personal information | Does Courtesy Finance share? | Can you limit this sharing? |
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | No |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes — information about your creditworthiness | Yes | Yes |
| For nonaffiliates to market to you | No | No |
Reasons we can share your personal information
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Courtesy Finance share? Yes
Can you limit this sharing? No
For our marketing purposes — to offer our products and services to you
Does Courtesy Finance share? Yes
Can you limit this sharing? No
For joint marketing with other financial companies
Does Courtesy Finance share? No
Can you limit this sharing? No
For our affiliates’ everyday business purposes — information about your transactions and experiences
Does Courtesy Finance share? Yes
Can you limit this sharing? No
For our affiliates’ everyday business purposes — information about your creditworthiness
Does Courtesy Finance share? Yes
Can you limit this sharing? Yes
For nonaffiliates to market to you
Does Courtesy Finance share? Yes
Can you limit this sharing? Yes
To limit our sharing
Mail the form below.
Please note:
If you are a new customer, we can begin sharing your information days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Contact us
Who we are
Who is providing this notice?
Courtesy Finance, LLC, Courtesy Finance of Georgia, LLC, and Courtesy Finance of Tennessee, LLC (“Courtesy Finance”)
What we do
How does Courtesy Finance protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.How does Courtesy Finance collect my personal information?
We collect your personal information, for example, when you- give us your contact info or give us your income information
- provide employment info or give us your employment history
- apply for a loan and make payments
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes — information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choice will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Courtesy Finance, LLC
- Courtesy Finance of Georgia, LLC
- Courtesy Finance of Tennessee, LLC
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Courtesy Finance does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Courtesy Finance does not jointly market.
