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Customer Privacy Notice

What does Courtesy Finance do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • social security number and income
  • account balances and payment history
  • credit history and credit scores

How?

All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Courtesy Finance chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Courtesy Finance share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes — to offer our products and services to you Yes No
For joint marketing with other financial companies No No
For our affiliates’ everyday business purposes — information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes — information about your creditworthiness Yes Yes
For nonaffiliates to market to you No No

Reasons we can share your personal information

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Courtesy Finance share? Yes

Can you limit this sharing? No

For our marketing purposes — to offer our products and services to you

Does Courtesy Finance share? Yes

Can you limit this sharing? No

For joint marketing with other financial companies

Does Courtesy Finance share? No

Can you limit this sharing? No

For our affiliates’ everyday business purposes — information about your transactions and experiences

Does Courtesy Finance share? Yes

Can you limit this sharing? No

For our affiliates’ everyday business purposes — information about your creditworthiness

Does Courtesy Finance share? Yes

Can you limit this sharing? Yes

For nonaffiliates to market to you

Does Courtesy Finance share? Yes

Can you limit this sharing? Yes

To limit our sharing

Mail the form below.

Please note:

If you are a new customer, we can begin sharing your information days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call us: (678) 461-5890

Contact us

Who we are

Who is providing this notice?

Courtesy Finance, LLC, Courtesy Finance of Georgia, LLC, and Courtesy Finance of Tennessee, LLC (“Courtesy Finance”)

What we do

How does Courtesy Finance protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Courtesy Finance collect my personal information?

We collect your personal information, for example, when you
  • give us your contact info or give us your income information
  • provide employment info or give us your employment history
  • apply for a loan and make payments
We also collect your personal information from others, such as credit bureaus or affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choice will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Courtesy Finance, LLC
  • Courtesy Finance of Georgia, LLC
  • Courtesy Finance of Tennessee, LLC

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Courtesy Finance does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Courtesy Finance does not jointly market.

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Corporate Office
PO Box 501299
Atlanta GA 31150
(678) 461-5890
questions@courtesyfinance.net
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Copyright © 2010-2021. All Rights reserved.

Not all applicants will qualify for a loan. Loan approval and terms depend on applicant’s ability to meet our credit criteria (including sufficient income, credit history, and availability of collateral).

GA locations: Courtesy Finance of Georgia LLC, NMLS #2034959.

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