Affordable, flexible auto loans
Purchase a vehicle, lower your monthly payment or use the equity in your existing vehicle to get extra money
Get the auto loan that is right for you
Purchasing a vehicle? Want to refinance your existing auto loan? Interested in using your vehicle equity to get some extra cash? Courtesy Finance has several types of auto loans designed to fit your situation.
Auto purchase loans that fit your budget
Courtesy Finance makes auto loans up to $20,000. We can work with both private sellers and auto dealers to finance a vehicle that meets your needs and fits in your budget. As a local lender, we help you navigate the auto purchase process and get you on the road fast.
You can start your application online, in-person, or over the phone before you start shopping for a vehicle or apply after you have found a vehicle that you like.
Auto refinance loans can lower your payment and get you additional cash
Refinancing your current auto loan may help put some extra money in your pocket. Refinancing will pay off your existing auto loan and replace it with a new auto loan.
When you refinance with Courtesy Finance, you may be able to lower your payment, reduce your interest rate or change the term of your auto loan. These changes may make it easier for you to make your monthly payments.
Courtesy Finance also offer cash-out refinancing. This option provides you with a larger loan that pays off your existing auto loan and provides you with extra money. The amount you receive is based on your application and the equity available in your vehicle.
Use the equity in your auto to get additional money
Did you know you can use the equity in your car to get money for debt consolidation, pay bills, take a vacation, and more? If you’ve paid off your vehicle, you may be able to use it as collateral for an auto equity loan.
Using an auto equity loan from an installment lender like Courtesy Finance is typically much more affordable and easier to pay off than a title pawn. And, an auto equity loans typically allows you to borrow more money than other types of personal loans. If you have a clear title to your vehicle, an auto equity loan may get you the extra money you need.
Why choose an auto loan from Courtesy Finance?
Courtesy Finance understands that you need money or a new vehicle so you can get on with your life. We have flexible credit criteria, and we make the application process easy. With Courtesy Finance, you have the option to apply online or work directly with one of our local employees who will work to understand your situation and complete the auto loan process as quickly as possible.
Clear loan terms, fixed rates, and no hidden fees
Flexible application process that looks at more than just your credit score
Friendly service from local people who understand your situation
Our auto loans can get you back on the road or provide you with money to fund your life.
Call to Apply Today
Click on your local branch below and talk one-on-one with a local expert about your loan application
- Austel Branch (678) 567-5151
- Chattanooga Branch (423) 954-2774
- Cleveland Branch (423) 476-7477
- Ft. Oglethorpe Branch (706) 861-7994
- Rome Branch (706) 238-6581
- West Chattanooga Branch (423) 821-9890
Prefer to apply online? Get started now.