Get the Money You Need.
Personal Loans for Whatever
Life Brings.
From planning a vacation to tackling unexpected bills or finally starting that home improvement project — a personal loan from Courtesy Finance can help make it happen. Every loan comes with a fixed interest rate and a monthly payment that never changes, so you can do what matters today without worrying about what it costs you down the road.
Auto
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Debt consolidation
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Major
purchase
Unexpected
expenses
Home
improvement loan
Quickly estimate your monthly personal loan payment
Fast, easy personal loan application
Even if you have less than perfect credit, our friendly, local staff makes applying for a loan fast and easy.
Apply online
We gather basic financial, employment, and personal information.
Talk to a local branch
A local employee will contact you to help complete your application and discuss loan options.
Sign and get your money
Visit a local branch to sign loan documents and receive your money.
Why Choose a Personal Loan from Courtesy Finance?
Courtesy Finance has convenient branches where you will work one-on-one with a real person who will find a loan that meets your needs.
Getting the money you need shouldn’t mean dealing with a call center or waiting weeks to get your loan funded. At Courtesy Finance, you’ll work one-on-one with a real person at a local branch who gets to know your situation — not just your credit score — so if you’re approved, you could have your money fast, sometimes the very same day.
- Apply online, by phone, or in person — whichever is easiest for you
- Friendly, local service. Work with a real person at a local branch, not a call center
- Flexible credit criteria that looks at more than just your credit score.
- Fixed, affordable monthly payment with clear terms.
Get the money you need to fund your life with a personal loan from Courtesy Finance.
Fast & easy application
- You could get money as soon as the same day if your loan is approved by 2:00 PM.
- Â Most loan decisions are made the same day you complete your application.
- Â Completing our loan application only takes a few minutes. Start your application online, over the phone, or in-person.
Friendly, local service
- You can always talk one-on-one to a real person at a local branch.
- Our local branch employees live and work in your community. They understand your needs and will work to find a loan solution that works for you.
- The same local team will work with you for the life of your loan. They are always happy to see you, know your name and will greet you with a smile.
Flexible credit criteria
- Our personal approach allows us to look beyond your credit score, understand your situation, and help find ways to get your loan approved.
- You don’t need perfect credit to get a loan. Past credit mistakes or little credit experience may not be a problem.
Affordable monthly payments
- We examine your financial situation and work to find a payment you can afford.
- Our loans have clear terms, fixed rates, and fixed monthly payments.
- Our loans have no hidden fees and no prepayment penalties.
Learn more about personal loans and personal finance.
Borrowers welcome: what our customers say
Find out why borrowers trust Courtesy Finance.
Comfortable
I highly recommend Courtesy to anyone looking for reliable and trustworthy support with their loan needs.
Find a Courtesy Finance branch near you.
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Austell Branch 2860 East West Connector Suite 103
Austell, GA 30106
United States
Located near the corner of East-West Connector and Powder Springs Road.
Phone: (678) 567-5151 Email: [email protected]
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Canton Branch 11242 Cumming Highway, Suite 101
Canton, GA 30115
United States
On Hwy 20 between Canton and Cumming, next to the BP and across from Dollar General.
Phone: (770) 764-2774 Email: [email protected]
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Chattanooga Branch 5600 Brainerd Road, Suite C2
Chattanooga, TN 37411
United States
Located in Eastgate Town Center Mall behind Starbucks.
Phone: (423) 954-2774 Email: [email protected]
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Cleveland Branch 4466 Frontage Road NW
Cleveland, TN 37312
United States
Located a few blocks from the Interstate 75 exit 27.
Phone: (423) 476-7477 Email: [email protected]
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Dalton Branch 1001 Market Street, Suite 17
Dalton, GA 30720
United States
Located a few blocks east of I-75 exit 333 near Harley Davidson.
Phone: (706) 861-7994 Email: [email protected]
- Georgia 2860 East West Connector Suite 103
Austell GA 30106
United States
Located near the corner of East-West Connector and Powder Springs Road.
Phone: (678) 567-5151 Email: [email protected]
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Rome Branch 116 Hicks Drive SE
Rome, GA 30161
United States
Located off Turner McCall Blvd near Home Depot.
Phone: (706) 238-6581 Email: [email protected]
- Tennessee 5600 Brainerd Road, Suite C2
Chattanooga TN 37411
United States
Located in Eastgate Town Center Mall behind Starbucks.
Phone: (423) 954-2774 Email: [email protected]
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West Chattanooga Branch 3536 Cummings Highway Suite 156
Chattanooga, TN 37419
United States
Located in the Walmart parking lot just off Interstate 24 in Lookout Valley (Tiftonia).
Phone: (423) 821-9890 Email: [email protected]
Frequently asked questions about Courtesy Finance
What is Courtesy Finance?
A locally owned personal installment lender serving Georgia and Tennessee. We were founded in 2007 and offer an alternative to banks, payday lenders, and title pawn shops.
Is Courtesy Finance a bank?
No. Courtesy Finance is a state-licensed installment lender, not a depository institution.
What states and cities does Courtesy Finance serve?
Our Georgia branches are in Austell, Canton, Dalton, and Rome. Our Tennessee branches are located in Chattanooga, West Chattanooga, and Cleveland. We serve customers in a broad area around each of our branches – up to 100 miles.
What is an installment loan?
An installment loan provides money upfront that you repay through scheduled monthly payments over an agreed period. Courtesy Finance offers personal installment loans with a fixed interest rate and equal monthly payments.
What is the easiest way for me to apply for a loan?
You can apply online, visit your local branch, or by calling a branch to apply over the phone.
What should I bring if I'd rather apply in person?
Bring a photo ID, a second form of ID, proof of your address, recent proof of income, and, if applicable, documentation for any collateral. Documentation requirements may vary based on your application, so it is best to discuss your application with us and verify required documentation before you visit the branch.
Can I still apply if a bank has turned me down before?
Our flexible credit criteria looks at more than just a credit score. As a result, we are able to approve many people who have been turned down at a bank.
Is there a fee to apply for a loan?
No, it is free to apply and generally only takes a few minutes to complete our application.
How do I get answers to other questions before I apply?
Our FAQ sections contain answers to many questions. You can also call or visit any of our branch locations and speak to a real person.
