Fast & Easy Application
- You could get money as soon as the same day if your loan is approved by 2:00 PM.
- Most loan decisions are made the same day you complete your application.
- Completing our loan application only takes a few minutes. Start your application online, over the phone, or in-person.
Friendly, Local Service
- You can always talk one-on-one to a real person at a local branch.
- Our local branch employees live and work in your community. They understand your needs and will work to find a loan solution that works for you.
- The same local team will work with you for the life of your loan. They are always happy to see you, know your name and will greet you with a smile.
Flexible Credit Criteria
- Our personal approach allows us to look beyond your credit score, understand your situation, and help find ways to get your loan approved.
- You don’t need perfect credit to get a loan. Past credit mistakes or little credit experience may not be a problem.
Affordable Monthly Payments
- We examine your financial situation and work to find a payment you can afford.
- Our loans have clear terms, fixed rates, and fixed monthly payments.
- Our loans have no hidden fees and no prepayment penalties.
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Call to Apply Today
Click on your local branch below and talk one-on-one with a local expert about your loan application
- Austel Branch (678) 567-5151
- Chattanooga Branch (423) 954-2774
- Cleveland Branch (423) 476-7477
- Ft. Oglethorpe Branch (706) 861-7994
- Rome Branch (706) 238-6581
- West Chattanooga Branch (423) 821-9890
Prefer to apply online? Get started now.